Megan McArdle has a fascinating article on anti-debt evangelist David Ramsey, whose advice on personal finance sounds pretty darn sensible.
Will
Will writes from Washington, D.C. (well, Arlington, Virginia). You can reach him at willblogcorrespondence at gmail dot com.
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on Open Mic for the week of 12/16/2024His harm continues! on From Semafor: Kamala Harris’ digital chief on Democrats ‘losing hold of culture’I kinda believe that Harris is an empty vessel. That's why in 2019, she was "woke" and why in 2024 s…
on From Semafor: Kamala Harris’ digital chief on Democrats ‘losing hold of culture’Do you think the answer she actually gave was true or not? Or do you think the truth isn't relevant?
on Open Mic for the week of 12/16/2024The article is paywalled but if the survey tracks all the others of its type both the GOP and the De… on Open Mic for the week of 12/16/2024Eh, hard to say. Canada isn't a two party state like the US but the left and right tend to rise and… on Open Mic for the week of 12/16/2024It's Mark Penn, he hasn't been anything but harmful for, what, twenty five years? Longer? on Open Mic for the week of 12/16/2024Mark Penn is *NOT* helping: America forgot What’s it is like to have a presidential press conference… on From Semafor: Kamala Harris’ digital chief on Democrats ‘losing hold of culture’No, I actually believe that her saying something bland and anodyne on The View would have been bette… on From Semafor: Kamala Harris’ digital chief on Democrats ‘losing hold of culture’Yes, I get that. I got it the first time. So (2).
on Open Mic for the week of 12/16/2024I get to say that she wasn't up to being elected because she did so poorly in running. And burden of…
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on Open Mic for the week of 12/16/2024 on From Semafor: Kamala Harris’ digital chief on Democrats ‘losing hold of culture’ on Open Mic for the week of 12/16/2024 on From Semafor: Kamala Harris’ digital chief on Democrats ‘losing hold of culture’
on Open Mic for the week of 12/16/2024
on Open Mic for the week of 12/16/2024
on Open Mic for the week of 12/16/2024 on Open Mic for the week of 12/16/2024 on From Semafor: Kamala Harris’ digital chief on Democrats ‘losing hold of culture’ on Open Mic for the week of 12/16/2024 on Open Mic for the week of 12/16/2024 on Open Mic for the week of 12/16/2024 on From Semafor: Kamala Harris’ digital chief on Democrats ‘losing hold of culture’ on Open Mic for the week of 12/16/2024 on Open Mic for the week of 12/16/2024
I work with a disciple. He won’t shut up about him.
I can’t say something like “I bought a copy of Dragon Age” without him saying something like “I wish I made Jaybird money!”
Drives me up the wall.Report
My wife and I did the 13-week ‘Financial Peace University’ through our church. Basically you spend an hour each week watching a 1 hour lecture on a chapter of the program and then spend 30 minutes in a group discussing strategies, setbacks, etc. It was very informative and also very sobering to hear how much of a pickle our fellow group members were in.
We haven’t stuck to the program completely but we haven’t borrowed money in 3 years, no credit cards and we have reduced our debt by about $10,000. Ramsey’s stuff works.Report
Yeah it really does sound pretty compelling, particularly the stuff about paying with cash instead of cards to better control your expenditures.Report
The one thing we don’t do is the cash thing. Instead, if we’re saving for a trip (for example) I will have my wife write a check each week for a portion of our trip budget. This takes the money out of the checkbook so we can’t spend it. Then I put the checks in an envelope. When we hit our target dollar amount we know the cash is in our checking account waiting for us. I know some people who also do the cash method with Monopoly money.Report
You know what isn’t sensible? Paying 200 bucks to listen to a guy tell you how to be spend your money sensibly.Report
Ack, how did that stray “be” get in there? …speaking of not being sensible.Report