Sanjay Kumar is the pseudonym of an Indian-American Finance professional who has resided in the United States since arriving here for Graduate School in the 1990s. He has lived and worked in the Upper Midwest as well as the Northeast. Despite his current occupation, he began his working life as a Software Developer, a profession that remains close to his heart and one that he deeply enjoyed. He is a strong believer in American exceptionalism and believes that freedom is the most important virtue a society can bestow upon its individuals. He is married with two young daughters.