I sit and wonder why eye eye eye…

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David Ryan

David Ryan is a boat builder and USCG licensed master captain. He is the owner of Sailing Montauk and skipper of Montauk''s charter sailing catamaran MON TIKI You can follow him on Twitter @CaptDavidRyan

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5 Responses

  1. Good luck to you and the Mon Tiki. I’ll be stocking up on bourbon.Report

    • Avatar David Ryan in reply to Mark Thompson says:

      Hands Creek looks to be a pretty nifty little hurricane hole.

      The channel carries about 3 1/2 feet of water on the high tide (MON TIKI needs less than 3) with plenty of water going back up both legs of the creek. Between orientation, the surrounding geographical relief, and the dense forest of 50-70′ trees there’s a lot of shelter from the wind, and the bottom is a sticky mud that makes for good holding and a gentle dryout if you’ve guessed wrong about how much water will remain on the low tide. Stuff up the back of one of the legs, with a few anchors down and tried off to a couple of trees for good measure, you could stand a good blow and come out in good shape.

      But.

      It looks like where we are is good enough for this one, so unless the forecast worsens, I think we’ll stand pat. Just incase I got our seatrials insurance radius increased to cover the run to Hands Creek if we wake up tomorrow and the forecast has deteriorated.Report

  2. Avatar James B Franks says:

    Seatrials insurance, why? The basic design has been built before, or do you have to prove out your build quality?Report

    • Avatar David Ryan in reply to James B Franks says:

      Between builders risk coverage and full-fledged operational coverage there’s something called “harbor risk” which covers the boat once it’s a float, but not fully operational. Basically it’s coverage for the boat sitting at the dock.

      I got our insurer to include a 5 mile operational envelop so we could stretch her out a little bit to figure out where to put things. For example, I’m not sure how I want to sheet the sails, and I’ll set up some temporary strong-points with rope to try out different ideas before fixing blocks and winches.

      But Hands Creek is about 15 miles away, so without extending the envelope, I could be faced with leaving the boat in a place I don’t think is safe, but where it is insured; or taking it somewhere safer, but would be uninsured.

      This is not one of those damned if you do/damned if you don’t things. It’s just a matter of making the call to my broker and explaining the situation. She then calls the underwriter, who is very happy to do whatever lowers the risk. In some cases, insurers will pay for some or all of a haul out ahead of a storm. In our case, I think we’re safer in a secure location on the water, than in the yard where something can blow down on us.Report