Why we need (some) government in health care reform

Erik Kain

Erik writes about video games at Forbes and politics at Mother Jones. He's the contributor of The League though he hasn't written much here lately. He can be found occasionally composing 140 character cultural analysis on Twitter.

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4 Responses

  1. Ian M. says:

    I’m sure that there is a legal explanation for why this type of practice is not murder, but it’s lost on me. I sometimes feel for the underlings who make these decisions in insurance companies, slowly turning themselves into sociopaths for a paycheck.Report

  2. Mark says:

    At times like this, it’s best to ask what Megan Mcardle would say: “If your life means so much to you, then you should be willing to pay for it.”Report

  3. One thing that seems worth noting here, though. This would be a straightforward common law breach of contract claim were it not for the fact that ERISA preempts breach of contract claims and specifically created the rule allowing for this type of end-run around basic principles of contract law. So in no small part this case is an example of government creating ground rules that were specifically created to allow insurance companies to screw their policyholders in new and interesting ways. Now, if repealing ERISA is not on the table, obviously you need to implement new regulations that prohibit this. But the role of regulation in creating this problem in the first place should be noted nonetheless.Report